Assalamualaikum WBT...selamat sejahtera...
Sebelum hendak membuat pinjaman perumahan, terlebih dahulu kene tahu syarat-syarat yang melayakkan kita buat pinjaman..dah berangan lebih-lebih sekali tak layak pulak daaa...buat rugi masa je kan...so kat bawah ini adalah syarat-syarat yang melayakkan seseorang kakitangan awam itu untuk membuat pinjaman perumahan...
Syarat-Syarat Asas
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Kakitangan Kerajaan berjawatan tetap
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Warganegara Malaysia
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Borang permohonan dikemukakan 1 tahun sebelum bersara/tamat perkhidmatan
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Berkhidmat sekurang-kurang 1 tahun
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Telah disahkan dalam jawatan
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Bukan seorang bangkrap @ siberhutang hukuman @ pemakan gaji tidak berkemampuan @ sedang dalam tindakan tatatertib
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Pembelian harta di Sabah dan Sarawak mesti melalui BPP cawangan di Sabah dan di Sarawak
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Perjanjian jualbeli atau perjanjian pembinaan rumah perlu penyaksian peguam
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Peminjam
diwajibkan mengambil Insurans/Takaful Gadai Janji dan Insurans/Takaful
pemilik rumah kediaman yang disediakan oleh Pihak Berkuasa memberi
pinjaman
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Pinjaman
bersama suami dan isteri, Pinjaman ambil alih antara suami dan isteri
dan Pinjaman dua nama di dalam perjanjian jual beli mestilah disertakan
dengan salinan Sijil Nikah atau Pendaftaran Perkahwinan yang diakui sah
oleh Ketua Jabatan.
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maklumat lanjut layari LAMAN WEB RASMI BAHAGIAN PINJAMAN PERUMAHAN PERBENDAHARAAN MALAYSIA
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